Coverage period
Up to age 120, or indefinitely with a Successive Owner & Successive Insured appointed
Eligible age
14 days, 80 years old
Plan type
Single-premium investment-linked plan, denominated in SGD or USD
What this plan does
- Covers death and terminal illness, protection up to 125% of your single premium, with no health questions or medical check-up
- Access to curated AIA Infinite foreign funds, three funds, including a dividend fund with the flexibility to reinvest or receive potential payouts
- Successive Owner and Successive Insured options, the policy continues seamlessly across generations
- Death Benefit Bequest Option, pay your legacy as a lump sum, or as annual payments over up to 10 years
- Loyalty Bonus every 5 policy years and a one-time Booster Bonus to accelerate your account value
Common questions
Is this a retirement plan or a legacy plan?
Both, by design. During your lifetime it grows wealth you can draw on; the Successive Owner/Insured and Bequest options then carry it to the next generation without the friction of restructuring.
How does the intergenerational transfer actually work?
You appoint a Successive Owner and Successive Insured in the policy. When the time comes, the policy continues under them, no lapse, no new underwriting, no interruption to the plan.
Why SGD or USD instead of Ringgit?
Global currency exposure can diversify long-term wealth, but it also adds exchange-rate movement. A specialist will walk you through whether that trade-off fits your goals before you commit.
THIS PRODUCT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA (PIDM). Please refer to PIDM's TIPS brochure, or contact AIA Bhd. or PIDM for details.
Related covers
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A specialist structures this with you, no obligation.