Who this is for
Homeowners with a mortgage
Landlords renting property out
Tenants protecting renovation and contents
What it typically covers
- Fire and lightning on the building, the base every bank requires
- Flood, storm and burst-pipe extensions, monsoon reality
- Burglary, contents and valuables after forced entry
- Householder liability, injuries to visitors at your property
- Landlord and tenant structures, cover matched to who owns what
Arranged across AMANA's panel of licensed Malaysian general insurers, sum insured set to real rebuild cost, not the bank's loan figure.
Common questions
My bank already insured the house. Am I done?
The bank's policy protects the building for the loan, not your renovation, furniture, valuables or liability. That's the gap we close.
Is flood automatic?
No, it's an extension. In flood-prone areas it's the first thing we add; the premium is small against a flooded ground floor.
Related covers
Get your quotation
One question at a time, your personalised quote via WhatsApp or email, usually the same day.