Coverage period
From pregnancy until your child turns 5
Sign-up window
13–35 weeks of gestation (mothers aged 18–45)
Structure
Optional rider attached to an eligible AIA investment-linked plan (e.g. A-Life Joy Xtra)
What this plan does
- Pregnancy Care Benefit, covers 7 named pregnancy complications, the untimely loss of your baby while still in the womb, and death due to childbirth or pregnancy complications
- Child Care Benefit, admission to NICU, ICU or High Dependency Unit in Malaysia, infant care benefit, and hospital treatment for congenital conditions
- Child Development Disorder Benefit, the first plan in Malaysia to cover Autism Spectrum Disorder, ADHD, Dyslexia, and gross motor or speech development delay
- Carries your child through the critical early years, protection to age 5
Common questions
When should we sign up?
The window is 13–35 weeks of gestation, and earlier is better, cover for pregnancy complications only helps once it's in force. If you're planning ahead, talk to us before the window opens.
Why does it cover things like autism and speech delay?
Because early intervention is expensive and rarely covered elsewhere, this benefit was the first of its kind in Malaysia. It funds support at the age where support matters most.
My spouse and I both work, is this instead of a medical card?
No, it complements one. This protects pregnancy, birth and early childhood specifically; a medical card carries your child beyond age 5. We'll structure the handover so there's no gap.
Protection by PIDM on benefits payable from the unit portion of this policy/product is subject to limitations. Please refer to PIDM's TIPS brochure, or contact AIA Bhd. or PIDM for details.
Start the conversation
A specialist structures this with you, no obligation.