Who this is for
Employers competing for talent
Companies with 40 employees and above
Businesses formalising HR benefits for the first time
What it typically covers
- Group hospitalisation & surgical, room and board, ICU, surgical fees
- Outpatient benefits where selected, GP and specialist visits
- Extension to legal spouse and children on eligible schemes
- Group term life and critical illness riders where structured
- Annual review against headcount, claims experience and budget
Group schemes are underwritten on headcount, age profile and claims history, quotes require an employee census.
ManufacturingTech & servicesLogisticsF&B chainsProfessional firms
Common questions
We're under 40 staff. Too small for group medical?
Not necessarily, smaller group schemes exist. What changes with size is pricing structure and underwriting; we'll tell you honestly what's available at your headcount.
Is this tax-deductible?
Group medical premiums for employees are generally a deductible business expense, confirm treatment with your tax adviser; we'll provide the documentation.
Can employees add family members?
On eligible schemes, yes, legal spouse and children, sometimes employee-paid. We'll structure the split that fits your budget.
Get your quotation
One question at a time, your personalised quote via WhatsApp or email, usually the same day.