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Life & Critical Illness

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Life & Critical Illness

Income protection for the people who depend on you, life and critical illness cover structured around your family, not a sales target. Underwritten by AIA.

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Who this is for

Breadwinners with dependants
Young parents locking in insurability early
Business owners protecting key-person income

What it typically covers

  • Life protection, a lump sum for your family if you're no longer here
  • Critical illness, cash when diagnosis stops your income, not just your health
  • Structures for education funding and family income continuation
  • Reviewed as life changes, marriage, children, mortgage, business

Arranged under AMANA's licensed AIA life agency (code 3816Y), underwritten by AIA Bhd. Signed up through a licensed Life Planner; the Product Disclosure Sheet, sales illustration and policy contract prevail.

Common questions

How much cover do I actually need?
A practical starting point is enough to settle major debts and provide several years of financial support for your family. We'll help you work through the amount based on your commitments, income, dependants and budget, so the recommendation is realistic and suitable for you.
Life or critical illness first, on a budget?
It depends on your responsibilities. If your family relies on your income, life insurance may be the priority. If you have no dependants but would struggle financially if illness prevented you from working, critical illness coverage may come first. We'll help you decide based on your current needs and budget.

Get your quotation

One question at a time, your personalised quote via WhatsApp or email, usually the same day.